Classic credit
The benefits of conventional credit
- Customized financing
- A fixed or revisable rate
You want to invest to develop your business ? Whatever your professional projects, Credit Agricole has an answer that corresponds to you (1).
Customized financing
These are medium-term loans:
- of a duration of 2 to 15 years, depending on the object financed,
- with a monthly, quarterly, semi-annual or annual repayment frequency,
- fixed or revisable rate.
The fixed rate loan to favor security
The terms of your loan are set in advance, when signing the contract. The rate, duration, and monthly payments of your loan are fixed. You know the total cost of your financing right from the start of your loan.
The adjustable rate loan to seek more performance
A la signature du contrat, le taux de votre prêt est inférieur à un taux fixe. Le taux de votre prêt varie ensuite en fonction de l’évolution des taux du marché monétaire selon des modalités fixées contractuellement. Il peut être encadré à la hausse ou à la baisse par un « cap » ou un « floor ».
A credit commits you and must be repaid. Check your repayment capacity before you commit.
Request a loan
Fidelity counts, we recognize it. We reserve concrete benefits for our loyal customers (1). They are renewable each year. They can even be offered to a family member or the entourage.
Our advisers do not have a financial incentive to offer one product over another. All the solutions are presented to you to choose, because, to orient you closer to your interests is the main objective of your adviser.
With MEMO, our products have no secrets for you Following the subscription of a service, your advisor gives you the MEMO: a simplified explanatory sheet of the product which reminds you all the essential characteristics, in clear and simple terms.
The right to be wrong exists, it is important to be able to go back on a decision. After the subscription of some of our products, you have 30 days to change your mind, indicating it to your advisor.
I contracted a credit in spain of 8000 €, an organism of the Spanish state is vouched for me. But having failed to pay the credit on time, the bank asked the guarantor to pay all the credit. I had been sued by the organization guaranteeing my credit but today, everything is fine thanks to the credit repurchase service of the international investment bank for mutual credit of Credit Agricole.
I am a mother banned from credit voucher at the Bank of France. My daughter of sixteen myopath needed a new chair that is very little reimbursed by the insurance. To acquire it in order to give more autonomy and physical well being to my daughter, I had to find 6000 euros and no credit organization accepted until I discovered Credit Agricole. They made me get this loan. Really, thank you. I found the smile again.
Credit application
At Credit Agricole, we try to best meet your needs and provide you with quality service.
Analysis
Yes, we can take you far and know you from close. Our experts work to serve you.
Setting up
From the request to the implementation of the credit, we accompany you.
About us
The Credit Agricole Group pursues a strategy of being present where growth is located, connecting customers to the opportunities it generates, ...
