Financing cash requirements
Our solutions to finance cash flow needs
- The opening of credit in current account
- The short term cash
- Professional discount and assignment of Dailly receivables
- Cash in Time and Preference: our factoring solutions for professionals and small businesses
One-time or recurring cash requirements? Cash flow needs to finance your current deadlines, your stock, or to cope with your customers' settlement lag? Discover a range of solutions for all daily financing needs.
L’ouverture de crédit en compte courant, pour les fluctuations de trésorerie
The opening of credit in current account corresponds to an authorization of overdraft within the limit of a ceiling and under the conditions fixed with your adviser. This flexible solution makes it possible to cope with fluctuations in cash flow and to finance recurring needs related to the current activity: mandatory expenses, salaries, rents, supplier regulations, etc.
Short-term cash credit, for one-off financing needs
Short-term cash credit is the solution that makes it possible to have a sum to meet a one-time or seasonal need beyond the opening of credit in current account.
The discount, to anticipate the receivables
The discount is a cash advance on the bills of exchange (bill of exchange, promissory note). It allows to anticipate the amount of the claim without waiting for payment by the customer.
A credit commits you and must be repaid. Check your repayment capacity before you commit.
Request a loan
Fidelity counts, we recognize it. We reserve concrete benefits for our loyal customers (1). They are renewable each year. They can even be offered to a family member or the entourage.
Our advisers do not have a financial incentive to offer one product over another. All the solutions are presented to you to choose, because, to orient you closer to your interests is the main objective of your adviser.
With MEMO, our products have no secrets for you Following the subscription of a service, your advisor gives you the MEMO: a simplified explanatory sheet of the product which reminds you all the essential characteristics, in clear and simple terms.
The right to be wrong exists, it is important to be able to go back on a decision. After the subscription of some of our products, you have 30 days to change your mind, indicating it to your advisor.
I contracted a credit in spain of 8000 €, an organism of the Spanish state is vouched for me. But having failed to pay the credit on time, the bank asked the guarantor to pay all the credit. I had been sued by the organization guaranteeing my credit but today, everything is fine thanks to the credit repurchase service of the international investment bank for mutual credit of Credit Agricole.
I am a mother banned from credit voucher at the Bank of France. My daughter of sixteen myopath needed a new chair that is very little reimbursed by the insurance. To acquire it in order to give more autonomy and physical well being to my daughter, I had to find 6000 euros and no credit organization accepted until I discovered Credit Agricole. They made me get this loan. Really, thank you. I found the smile again.
Credit application
At Credit Agricole, we try to best meet your needs and provide you with quality service.
Analysis
Yes, we can take you far and know you from close. Our experts work to serve you.
Setting up
From the request to the implementation of the credit, we accompany you.
About us
The Credit Agricole Group pursues a strategy of being present where growth is located, connecting customers to the opportunities it generates, ...
